In modern times so many business establishments accept credit cards that many consumers have come to take their use for granted. Between debit cards and credit cards, the world economy is gradually shifting to a “cashless society.” True to science-fiction predictions a half-century ago, it’s possible that in the near future almost all transactions can [...]
Category: merchant credit card processing
What is Credit Card Processing?
If you were reading this article twenty, fifteen or even ten years ago, chances are you would be reading it in a magazine or an industry or trade publication and not on your computer, in your office (hopefully home office), but probably on your laptop in an airport, because your flight was delayed, again. It’s [...]
Tips to Help Merchants Avoid Credit Card Chargebacks
The term chargeback is all too familiar with U.S. merchants today. I’m sure the mere sight of the word may make their blood pressure rise in response. While all merchants would like to have no chargebacks, the reality is at one time or another they will be faced with one. Simply put, chargebacks are the [...]
The Benefits Of Using A Virtual Terminal Over A Standard Credit Card Terminal
In today’s fast-paced consumer world the standard credit card terminal is becoming outdated and replaced by the POS System and virtual terminal. In this article, I will lay out a few important points on why merchants are making the switch and why you might want to dump your standard terminal if you are still using [...]
Recent Innovations in Credit Card Processing
Credit card processing companies have finally been listening to the demands of their small business customers and have provided some innovative solutions that may be useful to many businesses over the past couple of years. One is the ability to process credit cards remotely which can be a huge help to lots of businesses who [...]
Adding Merchant Accounts Is Easy and Profitable
For some e-business people the idea of navigating the process of adding credit card processing seems as byzantine as divining the mystery of the Egyptian pyramids. In reality, however, the learning curve is very short, the process itself has been simplified and the benefits can be enormous.
Review Of Third Party Credit Card Processors
Popular Credit Card Processors
Many small businesses rely on third party processors or merchant account providers to accept credit cards on the Web. But how do you know who is the best processor for your business?
The Truth About Credit Card Processing
So many credit card processors, or merchant processors out there claim to have the best rates on the market. Let me shed some light on the subject. All credit card processors pay the same amount of money per transaction to Visa, Master-Card, Amex and Discover. It’s like a dealership buying a car from General Motors. [...]
Dealing With a Challenged Credit Score
If you’ve been dealing with a challenged credit score, you can always reverse it but only if you take active steps to make it happen. That means you have to begin from the practical side where all the basics still apply such as paying your bills on time, paying down your debts and evening out [...]
Direct Merchant Credit Card Applications
For processing any online order, a business website should provide an online payment choice. The most common form of payment is through merchant credit card. Marketing studies indicate that if a site is not made to accept credit cards, it would lose 60-80% of its potential orders. A direct merchant credit card account is one [...]